Unlock Cash Flow Fast with Invoice Factoring
Slow-paying customers shouldn't slow down your business. With Invoice Factoring from Canadian Financial, you can turn unpaid invoices into working capital—instantly. We purchase your outstanding receivables and advance you the funds, so you stay cash-flow positive, meet expenses, and invest in growth without waiting on customer payments.
Quick Access to Cash
Receive up to 90% of your invoice value within 24-48 hours.
No Debt or Loans Involved
Factoring is based on your receivables, not your credit, so you avoid new liabilities.
Flexible Factoring Options
Choose recourse or non-recourse factoring depending on your risk preference.
Simple, Transparent Fees
No hidden costs — just straightforward factoring fees aligned with your invoice terms.
Invoice Factoring Helps You Stay Liquid & Focused
Instead of chasing payments or waiting 30–90 days to get paid, invoice factoring gives you access to the funds you've already earned. It’s the smart way to maintain steady cash flow, take on new clients, and protect your business from revenue gaps—all without taking on new liabilities.
Why Canadian Businesses Choose Invoice Factoring
Over 50% of SMEs use factoring to improve liquidity and reduce cash flow gaps.
Factored businesses report up to 30% faster growth compared to peers relying solely on bank credit.
Factoring helps reduce days sales outstanding (DSO), improving overall financial health.
Non-recourse factoring transfers credit risk, providing additional peace of mind.
Supports scaling businesses in industries with long billing cycles or extended payment terms.
Unlock Cash Flow
We make it simple to set up and start offering point-of-sale financing — with full support every step of the way. Launch faster, close more deals, and stay in control. No technical skills needed — we handle the heavy lifting so you can focus on growing your business.
Submit Your Invoices
Send us your outstanding customer invoices for review and approval.
Get Immediate Funding
Receive a large portion of your invoice amount within 1–2 business days.
We Manage Collections
Our team handles payment follow-ups and collections with your customers.